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Helpful tips if you are in a car accident
If you should ever be unfortunate enough to be in an auto
accident, do not drive away from it, even if it is a minor fender
bender. Wait for a police officer, who can get the information
necessary to write up a report.
� Always exchange information with the other driver. Also get the
names and telephone numbers of as many witnesses as you can. If the
driver of the other car refuses to provide you with their driver's
license and auto insurance information, take down the license plate
number of the car they are driving and call the police at once.
� Report the accident to your insurance company immediately, even if
you don't plan to file a claim. If you believe the other driver was
at fault, contact his or her insurance company as well. Update your
information!
� If there's a dispute about who's at fault, file the claim with
your
own insurance company. The two companies will negotiate over
liability and pay.
� If your vehicle is going to require repairs, ask for a rental car
or reimbursement for a rental car. Insist upon a vehicle that is
similar to your vehicle. This could be problematic, however, if your
policy doesn't cover rental cars.
� Be certain vehicle repairs are complete and your vehicle is
operating properly before releasing the body shop or insurer of
final
responsibility.
� Insist on a lifetime guarantee on repairs if you agree to take
your
vehicle to an insurer's preferred body shop or mechanic.
� Consider having at least one or two other body shops or collision
repair specialists evaluate the work done on your vehicle to ensure
it was done correctly.
� If your vehicle is destroyed in an accident, don't accept your
insurance company's first settlement offer. Check edmunds.com
or
look at a used-car price guide like Blue Book to see what your car
is
worth, then negotiate.
� If you have a 5-year lease or loan and owe more than the car is
worth, ask for a "substitution of vehicle," in which the loan or
lease remains in force and the insurer finds you a similar vehicle
as
a replacement.
Accident lawyer information links:
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How to hire an accident lawyer
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Helpful tips if you are in an accident
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Basic questions to ask you accident lawyer
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Will an accident attorney work pro bono?
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List of states to choose from
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Accident lawyers guide home page
Information organized by state in alphabetical order
Alabama |
Alaska |
Arizona |
Arkansas |
California |
Colorado |
Connecticut |
Delaware |
District of Columbia |
Florida |
Georgia |
Hawaii |
Idaho |
Illinois |
Indiana |
Iowa |
Kansas |
Kentucky |
Louisiana |
Maine |
Maryland |
Massachusetts |
Michigan |
Minnesota
| Mississippi |
Missouri |
Montana |
Nebraska |
Nevada |
New
Hampshire |
New Jersey |
New Mexico |
New York |
North Carolina |
North Dakota |
Ohio |
Oklahoma |
Oregon |
Pennsylvania |
Rhode
Island |
South Carolina |
South Dakota |
Tennessee |
Texas |
Utah |
Vermont |
Virginia |
Washington |
West Virginia |
Wisconsin |
Wyoming
DISCLAIMER:
The information contained in this web site is provided as a public
service. While the information on this site is about legal issues,
it is not legal advice or legal representation and should not be
relied upon as legal advice. Because of the rapidly changing nature
of the law, Accident Lawyers Guide.com, its affiliates, employees
make no warranty or guarantee of the accuracy or reliability of
information contained herein or at other sites to which we link. As
legal advice must be tailored to the specific facts and
circumstances of your case, information cannot substitute for the
advice of competent legal counsel.
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